--- title: 4 Reasons to Buy an Under-Construction Home description: 4 Reasons to Buy an Under-Construction Home image: https://blog.skogmanhomes.com/hubfs/Bowman_Construction_Drone%20(23%20of%2033)-resized.jpg --- [![skogman-logo](https://blog.skogmanhomes.com/hs-fs/hubfs/skogman-logo.png?width=176&height=51&name=skogman-logo.png "skogman-logo")](https://blog.skogmanhomes.com/) ##### Navigation - Find Your Home - [Cedar Falls & Waterloo](https://www.skogmanhomes.com/new-homes/iowa/cedar-falls-waterloo) - [Cedar Rapids Metro](https://www.skogmanhomes.com/new-homes/iowa/cedar-rapids-metro) - [Independence](https://www.skogmanhomes.com/new-homes/iowa/independence) - Why Skogman - [Our Process](https://www.skogmanhomes.com/our-process) - [Built For You](https://www.skogmanhomes.com/built-for-you) - [Testimonials](https://www.skogmanhomes.com/testimonials) - [10 Year Warranty](https://www.skogmanhomes.com/ten-year-warranty) - [Vendors & Trade Partners](https://www.skogmanhomes.com/vendors-and-trade-partners) - [Home Trade Program](https://www.skogmanhomes.com/home-trade-program) - [Energy Advantage](https://www.skogmanhomes.com/energy-advantage) - Who We Are - [Our History](https://www.skogmanhomes.com/our-history) - [Our Team](https://www.skogmanhomes.com/our-team) - Homebuyers - [Financing](https://www.skogmanhomes.com/financing) - [Refer a Friend](https://www.skogmanhomes.com/refer-a-friend) - [Homeowner Maintenance](https://www.skogmanhomes.com/homeowner-maintenance) - [Blog](https://blog.skogmanhomes.com/?__hstc=12939688.ead009bfd76f7b6f259567ae975dd849.1760380931721.1761325345428.1761328525749.10&__hssc=12939688.1.1761328525749&__hsfp=292221219) - [Warranty Requests](https://www.skogmanhomes.com/warranty) - Our Homes - [Our Plans](https://www.skogmanhomes.com/plans) - [Image Gallery](https://www.skogmanhomes.com/image-gallery) - Contact - [Contact Us](https://www.skogmanhomes.com/contact-us) - [Land For Sale](https://www.skogmanhomes.com/land-for-sale) - [Realtors](https://www.skogmanhomes.com/realtors) Contact - Contact Us - Land For Sale - Realtors ![](https://blog.skogmanhomes.com/hubfs/Spring_Meadow_Heights-DRONE%20(2%20of%2010)-1.jpeg) Blog # 4 Reasons to Buy an Under-Construction Home **Posted on:** Mar 10, 2021 | **Categories:** [Blog](https://blog.skogmanhomes.com/tag/blog), [Available Homes](https://blog.skogmanhomes.com/tag/available-homes), [Skogman Homes CV](https://blog.skogmanhomes.com/tag/skogman-homes-cv), [Housing Market](https://blog.skogmanhomes.com/tag/housing-market) Inventory is low, and we know the current market is tough. If you've been searching without luck, an under-construction home might be exactly what you've been overlooking. Here's why it's worth a closer look.   ## 1. You could save money Material prices in new construction shift constantly — sometimes month to month. When a home is already underway, the base price and material costs are locked in from the original start date. Depending on how far along the build is, that's real savings compared to starting a new build from scratch today.   ## 2. You'll move in sooner Building a home from the ground up typically takes 5–9 months depending on the time of year and weather. A home that's already under construction skips a significant portion of that timeline. Many under-construction homes are within a 90-day completion window — a fraction of the wait.   ## 3. You can lock in your interest rate now Rather than wondering what rates will look like six to nine months from now, buying an under-construction home gives you a firm closing date to plan around. That means you can secure your financing early and move forward with confidence. Every lender is different, so it's worth talking through your options — but having a predictable timeline makes the whole process easier.   ## 4. There may still be time to make it yours Depending on where the home is in the build process, there's often still an opportunity to choose finishes like flooring, countertops, backsplash, light fixtures, or paint. It's not guaranteed — but it's worth asking. Our New Home Specialists and Project Managers can walk you through exactly what's still customizable on any home currently under construction.   *Curious what's available? 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