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Ten years ago, the Federal Reserve responded to the economic downturn by pushing interest rates to record low levels. Those very low interest rates helped the housing market get back on its feet by making it cheaper to own a home.

Lindsey Schuler and her family spent a long time deciding between buying an existing home or building a new home. Ultimately, Lindsey says, “It came down to having everything new and an unbeatable warranty. While some of the prices were comparable, we didn’t want any of the mechanical surprises that come with a used home.”